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客户余额额度初始化始终为0

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This commit is contained in:
luojiaquan
2026-09-30 17:40:26 +08:00
parent d26b90f7e5
commit d20dccf485
4 changed files with 35 additions and 59 deletions
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bms-back/bms-system/src/main/java/com/bms/customer/customerinfo/mapper/BmsCustomerMapper.java
+1 -10
View File
@@ -26,18 +26,9 @@ public interface BmsCustomerMapper
/** 轻量查询客户当前状态；不存在或已逻辑删除时返回 null。 */
public BmsCustomer selectCustomerStatusByCustomerId(Long customerId);
/**
* 只取客户档案物理额度列（credit_ed 在通用查询里是账户可用额度的子查询别名，
* 账户首次初始化时必须读取档案原始值）
*
* @param customerId 客户ID
* @return 仅含 creditEd/tempEd 的客户对象
*/
public BmsCustomer selectRawCreditByCustomerId(Long customerId);
/**
* 查询客户主列表
*
*
* @param bmsCustomer 客户主
* @return 客户主集合
*/
bms-back/bms-system/src/main/java/com/bms/customer/customermoney/api/impl/CustomerAccountApiImpl.java
+19 -29
View File
@@ -49,7 +49,7 @@ public class CustomerAccountApiImpl implements ICustomerAccountApi
/** 本位币币种 */
private static final String BASE_CURRENCY = BmsExchangeRate.BASE_CURRENCY;
/** 新客户默认总额度（CNY）：默认0，信用额度一律通过「申请-审批」分配 */
/** 账户初始化额度（CNY）：信用额度/临时额度一律初始化为0，不取客户档案录入值；额度仅在「客户余额-额度管理」调整时变化 */
private static final BigDecimal DEFAULT_CREDIT = BigDecimal.ZERO;
/** 金额保留位数 */
private static final int MONEY_SCALE = 2;
@@ -111,27 +111,20 @@ public class CustomerAccountApiImpl implements ICustomerAccountApi
{
return 1;
}
BmsCustomer customer = bmsCustomerMapper.selectRawCreditByCustomerId(customerId);
BmsCustomer customer = bmsCustomerMapper.selectBmsCustomerByCustomerId(customerId);
if (customer == null)
{
throw new ServiceException("客户不存在");
}
BigDecimal initCredit = nz(customer.getCreditEd());
if (initCredit.compareTo(BigDecimal.ZERO) < 0)
{
initCredit = BigDecimal.ZERO;
}
BigDecimal initTemp = nz(customer.getTempEd());
account = createCnyAccount(customerId, initCredit, initTemp, username);
// 档案额度与实际初始额度保持一致
bmsCustomerMapper.updateCustomerCredit(customerId, initCredit, initTemp, username);
// 初始化口径（2026-09-30）：信用额度/临时额度一律初始化为0，不从客户档案取值；
// 额度仅在「客户余额-额度管理」调整时变化
account = createCnyAccount(customerId, DEFAULT_CREDIT, DEFAULT_CREDIT, username);
// 档案物理额度列同步为0，与账户初始额度保持一致
bmsCustomerMapper.updateCustomerCredit(customerId, DEFAULT_CREDIT, DEFAULT_CREDIT, username);
writeInitFlow(account, CustomerCreditFlow.CREDIT_TYPE_CREDIT,
initCredit, null, null, username, "新客户初始化账户，默认信用额度0（需通过额度申请审批分配）");
if (initTemp.compareTo(BigDecimal.ZERO) > 0)
{
writeInitFlow(account, CustomerCreditFlow.CREDIT_TYPE_TEMP,
initTemp, null, null, username, "新客户初始化临时额度");
}
DEFAULT_CREDIT, null, null, username, "新客户初始化账户，信用额度默认0，需在客户余额-额度管理中调整");
writeInitFlow(account, CustomerCreditFlow.CREDIT_TYPE_TEMP,
DEFAULT_CREDIT, null, null, username, "新客户初始化账户，临时额度默认0，需在客户余额-额度管理中调整");
return 1;
}
@@ -506,7 +499,7 @@ public class CustomerAccountApiImpl implements ICustomerAccountApi
return account;
}
/** 行锁获取客户CNY账户，不存在则按客户档案当前额度初始化创建 */
/** 行锁获取客户CNY账户，不存在则初始化创建（信用/临时额度一律初始化为0，不取客户档案值） */
private CustomerAccount getOrInitCnyAccount(Long customerId, String username)
{
CustomerAccount account = customerMoneyMapper.selectAccountForUpdate(customerId, BASE_CURRENCY);
@@ -514,23 +507,20 @@ public class CustomerAccountApiImpl implements ICustomerAccountApi
{
return account;
}
BmsCustomer customer = bmsCustomerMapper.selectRawCreditByCustomerId(customerId);
BmsCustomer customer = bmsCustomerMapper.selectBmsCustomerByCustomerId(customerId);
if (customer == null)
{
throw new ServiceException("客户不存在");
}
BigDecimal initCredit = nz(customer.getCreditEd());
BigDecimal initTemp = nz(customer.getTempEd());
try
{
account = createCnyAccount(customerId, initCredit, initTemp, username);
account = createCnyAccount(customerId, DEFAULT_CREDIT, DEFAULT_CREDIT, username);
// 档案物理额度列同步为0，与账户初始额度保持一致
bmsCustomerMapper.updateCustomerCredit(customerId, DEFAULT_CREDIT, DEFAULT_CREDIT, username);
writeInitFlow(account, CustomerCreditFlow.CREDIT_TYPE_CREDIT,
initCredit, null, null, username, "首次创建CNY账户，从客户档案同步初始额度");
if (initTemp.compareTo(BigDecimal.ZERO) > 0)
{
writeInitFlow(account, CustomerCreditFlow.CREDIT_TYPE_TEMP,
initTemp, null, null, username, "首次创建CNY账户，从客户档案同步临时额度");
}
DEFAULT_CREDIT, null, null, username, "首次创建CNY账户，信用额度默认0，需在客户余额-额度管理中调整");
writeInitFlow(account, CustomerCreditFlow.CREDIT_TYPE_TEMP,
DEFAULT_CREDIT, null, null, username, "首次创建CNY账户，临时额度默认0，需在客户余额-额度管理中调整");
return account;
}
catch (RuntimeException e)
@@ -598,7 +588,7 @@ public class CustomerAccountApiImpl implements ICustomerAccountApi
return account;
}
/** 账户首次初始化时写额度 INIT 流水（从客户档案额度同步） */
/** 账户首次初始化时写额度 INIT 流水（初始化额度固定为0） */
private void writeInitFlow(CustomerAccount account, String creditType,
BigDecimal initAmount, Date effectiveDate, Date expireDate,
String username, String remark)
bms-back/bms-system/src/main/resources/mapper/customer/BmsCustomerMapper.xml
-9
View File
@@ -236,15 +236,6 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
where customer_id = #{customerId}
</update>
<!-- 只取档案物理额度列（列表查询里的 credit_ed 是账户可用额度子查询） -->
<select id="selectRawCreditByCustomerId" resultType="BmsCustomer">
select customer_id as customerId,
credit_ed as creditEd,
temp_ed as tempEd
from ctr_customer
where customer_id = #{customerId}
</select>
<delete id="deleteBmsCustomerAttachmentByAttachmentIds" parameterType="String">
update ctr_customer_attachment set del_flag = '2' where attachment_id in
<foreach item="attachmentId" collection="attachmentIds" open="(" separator="," close=")">