修改

bms-front/src/views/customersuppliermanagement/customerinfo/customermoney/index.vue

@@ -62,12 +62,6 @@
           <div class="balance-sub" :style="tempCreditPeriodExpired ? 'color: var(--el-color-danger);' : ''">{{ tempCreditPeriodText }}</div>
         </el-card>
       </el-col>
-      <el-col :xs="12" :sm="8" :md="4">
-        <el-card shadow="hover" class="balance-card">
-          <div class="balance-label">已用额度</div>
-          <div class="balance-value danger">{{ formatMoney(currentAccount.usedCredit) }}</div>
-        </el-card>
-      </el-col>
       <el-col :xs="12" :sm="8" :md="4">
         <el-card shadow="hover" class="balance-card">
           <div class="balance-label">可用额度</div>
@@ -796,7 +790,7 @@
     >
       <el-alert type="info" :closable="false" class="credit-tip">
         <div>当前{{ creditDialog.form.creditType === 'TEMP' ? '临时额度' : '信用额度' }}：
-          <b>{{ formatMoney(creditBefore) }}</b>，已用额度：<b>{{ formatMoney(currentAccount.usedCredit) }}</b></div>
+          <b>{{ formatMoney(creditBefore) }}</b>，账户余额：<b>{{ formatMoney(currentAccount.balance) }}</b>，可用额度：<b>{{ availableCredit }}</b></div>
       </el-alert>
       <el-form ref="creditFormRef" :model="creditDialog.form" :rules="creditRules" label-width="100px">
         <el-row>
@@ -853,7 +847,7 @@
               <div class="rate-tip">
                 {{ creditDialog.form.creditType === 'TEMP'
                   ? '失效日当天仍有效，次日访问账户时自动清零并记到期流水'
-                  : '信用额度失效日期必填；失效日当天仍有效，次日自动清零，已用额度未回款时将形成超额欠费（可继续计费，请及时催收）' }}
+                  : '信用额度失效日期必填；失效日当天仍有效，次日自动清零；额度失效后可用额度相应减少，若账户余额为负将形成欠费（可继续计费，请及时催收回款）' }}
               </div>
             </el-form-item>
           </el-col>
@@ -877,17 +871,12 @@
           <b :class="creditAfter < 0 ? 'money-out' : 'money-in'">{{ formatMoney(creditAfter) }}</b>
         </div>
         <div>调整后授信总额：<b>{{ formatMoney(totalCreditAfter) }}</b>
-          （可用 = 授信总额 - 已用 {{ formatMoney(currentAccount.usedCredit) }}）</div>
+          （可用 = 账户余额 {{ formatMoney(currentAccount.balance) }} + 授信总额 + 额外额度）</div>
         <el-alert
           v-if="creditAfter < 0"
           type="error" :closable="false"
           title="调整后额度不能为负数" class="credit-alert"
         />
-        <el-alert
-          v-else-if="totalCreditAfter < (Number(currentAccount.usedCredit) || 0)"
-          type="error" :closable="false"
-          title="授信总额不能小于已用额度" class="credit-alert"
-        />
       </div>
 
       <template #footer>
@@ -960,9 +949,9 @@
             placeholder="选填，最多255字" />
         </el-form-item>
       </el-form>
-      <el-alert type="warning" :closable="false">
+      <el-alert type="info" :closable="false">
         <template title>
-          核销后账户余额变为 CNY {{ woAfterBalance }}，同步释放等额已用额度；余额不足时无法提交。
+          核销仅更新账单已核销/未核销金额与状态，不再扣减账户余额；资金变动由收款/计费入口产生。
         </template>
       </el-alert>
       <template #footer>
@@ -975,8 +964,8 @@
     <el-dialog title="反核销（取消余额核销）" v-model="cancelWoDialog.visible" width="480px" append-to-body>
       <el-alert type="warning" :closable="false" class="credit-tip">
         <span v-if="cancelWoDialog.row">
-          反核销后，核销金额 CNY {{ formatMoney(cancelWoDialog.row.writeoffAmount) }} 将退回客户账户余额，
-          账单「{{ cancelWoDialog.row.billNo }}」恢复为未核销，已用额度同步加回。
+          反核销后，账单「{{ cancelWoDialog.row.billNo }}」恢复为未核销状态（核销金额 CNY {{ formatMoney(cancelWoDialog.row.writeoffAmount) }}）；
+          口径变更后不再回补账户余额、不再变动已用额度。
         </span>
       </el-alert>
       <el-form label-width="100px" class="wo-form">
@@ -1090,8 +1079,9 @@ function creditChangeTag(v) {
   return { INIT: '', ADJUST: 'primary', EXPIRE: 'danger', OCCUPY: 'warning', RELEASE: 'success' }[v] || 'info'
 }
 /**
- * 是否为授信占用/释放流水。
- * 占用/释放流水的 变动前/变动额/变动后 记的是【已用额度】维度；
+ * 是否为授信占用/释放流水（历史数据）。
+ * 口径变更（2026-09-23）后计费不再产生 OCCUPY/RELEASE 流水，改为写余额流水；
+ * 历史占用/释放流水的 变动前/变动额/变动后 记的是【已用额度】维度，
  * INIT/ADJUST/EXPIRE 流水这三列记的是【授信额度】（信用/临时额度）维度。
  */
 function isCreditUsageFlow(changeType) {
@@ -1127,17 +1117,17 @@ const currentAccount = computed(() => {
   return accountList.value.find(a => a.currency === 'CNY') || {}
 })
 
-/** 可用额度数值 = 总额度 + 临时额度 - 已用额度（可能为负，表示临时额度到期/占用超授信总额） */
+/** 可用额度数值 = 账户余额 + 信用额度 + 额外额度（可能为负，表示欠费；口径变更后不再扣减已用额度） */
 const availableCreditValue = computed(() => {
   const a = currentAccount.value
+  const balance = Number(a.balance) || 0
   const total = Number(a.totalCredit) || 0
   const extra = Number(a.extraCredit) || 0
-  const used = Number(a.usedCredit) || 0
-  return total + extra - used
+  return balance + total + extra
 })
 /** 可用额度展示文本 */
 const availableCredit = computed(() => formatMoney(availableCreditValue.value))
-/** 是否处于超额状态（已用额度超过授信总额，可用为负；不拦截计费，后续做超额提醒） */
+/** 是否处于欠费状态（可用额度为负；不拦截计费，允许负余额继续计费） */
 const availableOverLimit = computed(() => availableCreditValue.value < 0)
 
 /** 临时额度有效期文案 */
@@ -1274,11 +1264,6 @@ function submitAdjustCredit() {
       proxy.$modal.msgError('调整后额度不能为负数')
       return
     }
-    const used = Number(currentAccount.value.usedCredit) || 0
-    if (totalCreditAfter.value < used) {
-      proxy.$modal.msgError('调整后授信总额不能小于已用额度 ' + formatMoney(used))
-      return
-    }
     if (creditAfter.value === creditBefore.value) {
       proxy.$modal.msgError('额度未发生变化，无需调整')
       return
@@ -1852,12 +1837,6 @@ function loadBillWriteoffData() {
 const woSubmitLoading = ref(false)
 const woDialog = reactive({ visible: false, bill: null, form: {}, accountLoading: false })
 let writeoffAccountRequestSerial = 0
-/** 核销后余额预览（不为负则可提交） */
-const woAfterBalance = computed(() => {
-  const balance = Number(currentAccount.value.balance) || 0
-  const amount = Number(woDialog.form.writeoffAmount) || 0
-  return formatMoney(balance - amount)
-})
 
 async function openWriteoffDialog(row) {
   const customerId = Number(route.query.customerId)
@@ -1868,28 +1847,25 @@ async function openWriteoffDialog(row) {
 
   woDialog.bill = row
   const unwritten = Number(row.unwrittenAmount) || 0
+  // 口径变更后核销不再扣减余额，默认核销金额取账单未核销金额
   woDialog.form = {
     arBillId: row.arBillId,
     customerId,
-    // 余额接口返回前先显示 0，避免使用旧余额或在余额为 0 时错误带出整笔未核销金额。
-    writeoffAmount: 0,
+    writeoffAmount: unwritten,
     writeoffDate: proxy.parseTime(new Date(), '{y}-{m}-{d}'),
     remark: ''
   }
   woDialog.visible = true
 
-  // 必须等待余额刷新完成后再计算默认金额，避免异步请求尚未返回就读取旧余额。
+  // 仍刷新账户余额供展示，但不再限制核销金额
   const requestSerial = ++writeoffAccountRequestSerial
   woDialog.accountLoading = true
   try {
     const res = await listAccount(customerId)
     if (requestSerial !== writeoffAccountRequestSerial) return
     accountList.value = res.data || []
-    const balance = Math.max(0, Number(currentAccount.value.balance) || 0)
-    woDialog.form.writeoffAmount = Math.min(unwritten, balance)
   } catch (e) {
     if (requestSerial !== writeoffAccountRequestSerial) return
-    woDialog.form.writeoffAmount = 0
     proxy.$modal.msgError('账户余额刷新失败，请稍后重试')
   } finally {
     if (requestSerial === writeoffAccountRequestSerial) woDialog.accountLoading = false
@@ -1915,11 +1891,6 @@ function submitWriteoff() {
     proxy.$modal.msgError('核销金额不能超过账单未核销金额 ' + formatMoney(unwritten))
     return
   }
-  const balance = Number(currentAccount.value.balance) || 0
-  if (amount > balance) {
-    proxy.$modal.msgError('账户余额不足，当前余额 CNY ' + formatMoney(balance) + '，请先登记收款并审核')
-    return
-  }
   woSubmitLoading.value = true
   balanceWriteoff(woDialog.form).then(() => {
     proxy.$modal.msgSuccess('核销成功：账单已核销 CNY ' + formatMoney(amount))
@@ -1949,7 +1920,7 @@ function submitCancelWriteoff() {
   }
   cancelWoLoading.value = true
   cancelBalanceWriteoff(cancelWoDialog.row.writeoffId, remark).then(() => {
-    proxy.$modal.msgSuccess('反核销成功，余额已退回')
+    proxy.$modal.msgSuccess('反核销成功，账单已恢复未核销')
     cancelWoDialog.visible = false
     loadBillWriteoffData()
     getFlowList()

bms-front/src/views/customersuppliermanagement/customerinfo/index.vue

@@ -161,7 +161,7 @@
       <el-table-column v-if="isColVisible('creditEd')" label="信用额度" align="center" prop="creditEd">
         <template #default="scope">
           <span v-if="Number(scope.row.creditEd) < 0" style="color: var(--el-color-danger); font-weight: 600;"
-            title="已用额度超过授信总额（如临时额度已到期），客户回款核销后恢复">
+            title="信用额度异常（如临时额度到期失效），请核查客户额度">
             {{ scope.row.creditEd }}
           </span>
           <span v-else>{{ scope.row.creditEd }}</span>