diff --git a/bms-back/bms-admin/src/test/java/com/bms/report/ArCommissionServiceTest.java b/bms-back/bms-admin/src/test/java/com/bms/report/ArCommissionServiceTest.java
index a7bb20a1..43beb1d4 100644
--- a/bms-back/bms-admin/src/test/java/com/bms/report/ArCommissionServiceTest.java
+++ b/bms-back/bms-admin/src/test/java/com/bms/report/ArCommissionServiceTest.java
@@ -1,9 +1,11 @@
 package com.bms.report;
 
 import static org.junit.jupiter.api.Assertions.assertEquals;
+import static org.junit.jupiter.api.Assertions.assertFalse;
 import static org.junit.jupiter.api.Assertions.assertNull;
 import static org.junit.jupiter.api.Assertions.assertSame;
 import static org.junit.jupiter.api.Assertions.assertThrows;
+import static org.junit.jupiter.api.Assertions.assertTrue;
 
 import java.lang.reflect.Proxy;
 import java.math.BigDecimal;
@@ -11,18 +13,93 @@ import java.util.ArrayList;
 import java.util.List;
 import java.util.concurrent.atomic.AtomicReference;
 import org.junit.jupiter.api.Test;
+import org.springframework.security.authentication.UsernamePasswordAuthenticationToken;
+import org.springframework.security.core.context.SecurityContextHolder;
+import com.bms.common.core.domain.entity.SysUser;
+import com.bms.common.core.domain.model.LoginUser;
 import com.bms.receivable.domain.ArBalanceWriteoff;
 import com.bms.receivable.domain.ArBill;
+import com.bms.receivable.mapper.ArBillMapper;
 import com.bms.receivable.mapper.ArCommissionMapper;
 import com.bms.receivable.profit.ArCommissionRate;
 import com.bms.receivable.profit.ArCommissionResult;
 import com.bms.receivable.profit.ArCommissionService;
 import com.bms.receivable.profit.ArProfitScope;
 import com.bms.receivable.profit.ArProfitScopeResolver;
+import com.bms.receivable.profit.ArWriteoffRate;
 import com.bms.common.exception.ServiceException;
 
 class ArCommissionServiceTest
 {
+    @Test
+    void rateConfirmationRequiresCompleteProfitDataBeforeAnyWrite()
+    {
+        List<String> calls = new ArrayList<>();
+        AtomicReference<Integer> complete = new AtomicReference<>(0);
+        ArCommissionMapper mapper = (ArCommissionMapper) Proxy.newProxyInstance(getClass().getClassLoader(),
+                new Class<?>[] { ArCommissionMapper.class }, (proxy, method, args) -> {
+                    calls.add(method.getName());
+                    return switch (method.getName()) {
+                        case "selectBillIdByWriteoffId" -> 25L;
+                        case "isBillProfitDataComplete" -> complete.get();
+                        case "confirmMissingRate", "reverseResults" -> 1;
+                        case "countMissingRates" -> 0;
+                        case "selectSettlementInputs" -> List.of();
+                        default -> throw new AssertionError(method.getName());
+                    };
+                });
+        ArBill bill = new ArBill();
+        bill.setProfitSalesUserId(7L);
+        bill.setGenerationStatus("READY");
+        ArBillMapper billMapper = (ArBillMapper) Proxy.newProxyInstance(getClass().getClassLoader(),
+                new Class<?>[] { ArBillMapper.class }, (proxy, method, args) -> {
+                    if ("selectArBillByIdForUpdate".equals(method.getName())) return bill;
+                    throw new AssertionError(method.getName());
+                });
+        ArProfitScopeResolver resolver = new ArProfitScopeResolver() {
+            @Override public ArProfitScope resolve() { return new ArProfitScope(true, false, false, 1L, 1L); }
+        };
+        ArCommissionService service = new ArCommissionService(mapper, resolver, null, billMapper);
+        ArWriteoffRate input = new ArWriteoffRate();
+        input.setWriteoffId(18L);
+        input.setRate(new BigDecimal("5"));
+        input.setRemark("已核对");
+        for (String status : List.of("CONFIRMED", "PARTIAL_WRITTEN_OFF", "WRITTEN_OFF"))
+        {
+            bill.setStatus(status);
+            calls.clear();
+            ServiceException error = assertThrows(ServiceException.class, () -> service.confirmMissingRate(input));
+            assertTrue(error.getMessage().contains("请先处理后再确认比例"));
+            assertFalse(calls.contains("confirmMissingRate"));
+            assertFalse(calls.contains("reverseResults"));
+        }
+        complete.set(null);
+        assertThrows(ServiceException.class, () -> service.confirmMissingRate(input));
+        complete.set(1);
+        SysUser user = new SysUser();
+        user.setUserName("finance");
+        SecurityContextHolder.getContext().setAuthentication(
+                new UsernamePasswordAuthenticationToken(new LoginUser(user, java.util.Set.of()), null));
+        try
+        {
+            bill.setStatus("PARTIAL_WRITTEN_OFF");
+            calls.clear();
+            service.confirmMissingRate(input);
+            assertTrue(calls.contains("confirmMissingRate"));
+            assertFalse(calls.contains("reverseResults"));
+            bill.setStatus("WRITTEN_OFF");
+            calls.clear();
+            service.confirmMissingRate(input);
+            assertTrue(calls.indexOf("isBillProfitDataComplete") < calls.indexOf("confirmMissingRate"));
+            assertTrue(calls.contains("reverseResults"));
+            assertTrue(calls.contains("selectSettlementInputs"));
+        }
+        finally
+        {
+            SecurityContextHolder.clearContext();
+        }
+    }
+
     @Test
     void commissionReadsUseServerResolvedScopeAndManagementRemainsRestricted()
     {
diff --git a/bms-back/bms-admin/src/test/java/com/bms/report/ArProfitMapperSqlTest.java b/bms-back/bms-admin/src/test/java/com/bms/report/ArProfitMapperSqlTest.java
index 225d2433..790cc154 100644
--- a/bms-back/bms-admin/src/test/java/com/bms/report/ArProfitMapperSqlTest.java
+++ b/bms-back/bms-admin/src/test/java/com/bms/report/ArProfitMapperSqlTest.java
@@ -158,6 +158,17 @@ class ArProfitMapperSqlTest
                 .getBoundSql(Map.of("billId", 1L)).getSql();
         assertTrue(settlement.contains("w.status = 'EFFECTIVE'"));
         assertTrue(settlement.contains("b.status = 'WRITTEN_OFF'"));
+        String validation = configuration.getMappedStatement("com.bms.receivable.mapper.ArCommissionMapper.isBillProfitDataComplete")
+                .getBoundSql(Map.of("billId", 1L)).getSql();
+        assertTrue(validation.contains("detail.ar_bill_id = ?"));
+        assertTrue(validation.contains("d.ar_bill_id = ?"));
+        assertTrue(validation.contains("a.detail_total = b.total_amount"));
+        assertTrue(validation.contains("f.sales_amount = d.total_amount"));
+        assertTrue(validation.contains("f.fee_currency = d.currency"));
+        assertTrue(validation.contains("f.product_complete = 1"));
+        assertTrue(validation.contains("f.redline_complete = 1"));
+        assertFalse(validation.contains("b.status = 'WRITTEN_OFF'"));
+        assertFalse(validation.contains("profit_calc_status"));
         var insert = configuration.getMappedStatement("com.bms.receivable.mapper.ArCommissionMapper.insertResults")
                 .getBoundSql(Map.of("items", java.util.List.of(new ArCommissionResult(), new ArCommissionResult()), "operator", "test"));
         assertTrue(insert.getSql().contains("ar_profit_commission_result"));
diff --git a/bms-back/bms-system/src/main/java/com/bms/receivable/mapper/ArCommissionMapper.java b/bms-back/bms-system/src/main/java/com/bms/receivable/mapper/ArCommissionMapper.java
index b261411a..abf7a45e 100644
--- a/bms-back/bms-system/src/main/java/com/bms/receivable/mapper/ArCommissionMapper.java
+++ b/bms-back/bms-system/src/main/java/com/bms/receivable/mapper/ArCommissionMapper.java
@@ -23,6 +23,7 @@ public interface ArCommissionMapper
     List<ArWriteoffRate> selectMissingRates();
     List<ArWriteoffRate> selectWriteoffRates(@Param("billId") Long billId);
     Long selectBillIdByWriteoffId(@Param("writeoffId") Long writeoffId);
+    Integer isBillProfitDataComplete(@Param("billId") Long billId);
     int countMissingRates(@Param("billId") Long billId);
     int confirmMissingRate(@Param("writeoffId") Long writeoffId, @Param("rate") java.math.BigDecimal rate,
                            @Param("operator") String operator, @Param("remark") String remark);
diff --git a/bms-back/bms-system/src/main/java/com/bms/receivable/profit/ArCommissionService.java b/bms-back/bms-system/src/main/java/com/bms/receivable/profit/ArCommissionService.java
index e6b9200c..2b38c20d 100644
--- a/bms-back/bms-system/src/main/java/com/bms/receivable/profit/ArCommissionService.java
+++ b/bms-back/bms-system/src/main/java/com/bms/receivable/profit/ArCommissionService.java
@@ -134,6 +134,8 @@ public class ArCommissionService
                   || ArBillStatus.PARTIAL_WRITTEN_OFF.getCode().equals(bill.getStatus())
                   || ArBillStatus.WRITTEN_OFF.getCode().equals(bill.getStatus())))
             throw new ServiceException("账单未生成完成或状态不允许确认提成比例");
+        if (!Integer.valueOf(1).equals(mapper.isBillProfitDataComplete(billId)))
+            throw new ServiceException("账单价格、金额或币种数据不完整或不一致，请先处理后再确认比例");
         String operator = SecurityUtils.getUsername();
         if (mapper.confirmMissingRate(input.getWriteoffId(), input.getRate(), operator, input.getRemark().trim()) != 1)
             throw new ServiceException("比例已确认或核销状态已变化，请刷新");
diff --git a/bms-back/bms-system/src/main/resources/mapper/receivable/ArCommissionMapper.xml b/bms-back/bms-system/src/main/resources/mapper/receivable/ArCommissionMapper.xml
index 41f26222..a20ebb60 100644
--- a/bms-back/bms-system/src/main/resources/mapper/receivable/ArCommissionMapper.xml
+++ b/bms-back/bms-system/src/main/resources/mapper/receivable/ArCommissionMapper.xml
@@ -79,6 +79,41 @@
     <select id="selectBillIdByWriteoffId" resultType="long">
         select ar_bill_id from ar_balance_writeoff where writeoff_id = #{writeoffId} and status = 'EFFECTIVE'
     </select>
+    <!-- 供比例确认和正式提成共用费用快照口径。 -->
+    <sql id="feeSnapshotAggregation">
+        select fee.detail_id, case when count(fee.amount) = count(*) then sum(fee.amount) else null end as sales_amount,
+               case when count(fee.currency) = count(*) then count(distinct fee.currency) else 0 end as currency_count,
+               min(fee.currency) as fee_currency,
+               case when count(fee.product_amount) = count(*) then sum(fee.product_amount) else null end as product_amount,
+               case when count(fee.redline_amount) = count(*) then sum(fee.redline_amount) else null end as redline_amount,
+               case when count(fee.product_amount) = count(*) then 1 else 0 end as product_complete,
+               case when count(fee.redline_amount) = count(*) then 1 else 0 end as redline_complete
+        from ar_bill_detail_fee fee join ar_bill_detail detail on detail.detail_id = fee.detail_id
+        where detail.ar_bill_id = #{billId} group by fee.detail_id
+    </sql>
+    <!-- 不依赖核销完成状态或账单汇总快照，确认/部分核销/已核销账单均检查明细。 -->
+    <select id="isBillProfitDataComplete" resultType="int">
+        <bind name="shenzhenArea" value="@com.bms.price.enums.ProfitAreaRule@SHENZHEN.getCustomerArea()"/>
+        <bind name="guangzhouArea" value="@com.bms.price.enums.ProfitAreaRule@GUANGZHOU.getCustomerArea()"/>
+        select case when b.total_amount is not null and b.total_amount > 0
+                         and a.detail_count > 0 and a.invalid_count = 0 and a.detail_total = b.total_amount
+                    then 1 else 0 end
+        from ar_bill b
+        left join (
+            select d.ar_bill_id, count(*) as detail_count, sum(d.total_amount) as detail_total,
+                   sum(case when d.total_amount is not null and d.currency is not null and b.currency is not null
+                                      and d.currency = b.currency and f.currency_count = 1 and f.fee_currency = d.currency
+                                      and f.sales_amount is not null and f.sales_amount = d.total_amount
+                                      and ((b.profit_customer_area = #{shenzhenArea} and f.product_complete = 1)
+                                        or (b.profit_customer_area = #{guangzhouArea} and f.redline_complete = 1))
+                            then 0 else 1 end) as invalid_count
+            from ar_bill_detail d join ar_bill b on b.ar_bill_id = d.ar_bill_id
+            left join (<include refid="feeSnapshotAggregation"/>) f on f.detail_id = d.detail_id
+            where d.ar_bill_id = #{billId}
+            group by d.ar_bill_id
+        ) a on a.ar_bill_id = b.ar_bill_id
+        where b.ar_bill_id = #{billId}
+    </select>
     <select id="countMissingRates" resultType="int">
         select count(*) from ar_balance_writeoff w
         left join ar_profit_writeoff_rate r on r.writeoff_id = w.writeoff_id
@@ -157,14 +192,7 @@
                         else null end as issue
             from ar_bill b inner join ar_bill_detail d on d.ar_bill_id = b.ar_bill_id
             left join (
-                select fee.detail_id, case when count(fee.amount) = count(*) then sum(fee.amount) else null end as sales_amount,
-                       case when count(fee.currency) = count(*) then count(distinct fee.currency) else 0 end as currency_count, min(fee.currency) as fee_currency,
-                       case when count(fee.product_amount) = count(*) then sum(fee.product_amount) else null end as product_amount,
-                       case when count(fee.redline_amount) = count(*) then sum(fee.redline_amount) else null end as redline_amount,
-                       case when count(fee.product_amount) = count(*) then 1 else 0 end as product_complete,
-                       case when count(fee.redline_amount) = count(*) then 1 else 0 end as redline_complete
-                from ar_bill_detail_fee fee join ar_bill_detail detail on detail.detail_id = fee.detail_id
-                where detail.ar_bill_id = #{billId} group by fee.detail_id
+                <include refid="feeSnapshotAggregation"/>
             ) f on f.detail_id = d.detail_id
             left join (
                 select w.ar_bill_id as bill_id, sum(w.writeoff_amount) as written_amount,