临时失效时间必填

bms-back/bms-system/src/main/java/com/bms/customer/customermoney/domain/CustomerCreditApply.java

@@ -53,7 +53,7 @@ public class CustomerCreditApply extends BaseEntity
     @JsonFormat(pattern = "yyyy-MM-dd")
     private Date effectiveDate;
 
-    /** 临时额度失效日期（空=长期） */
+    /** 额度失效日期（信用/临时均必填，到期次日自动清零） */
     @JsonFormat(pattern = "yyyy-MM-dd")
     private Date expireDate;
 

bms-back/bms-system/src/main/java/com/bms/customer/customermoney/service/impl/CustomerMoneyServiceImpl.java

@@ -411,7 +411,7 @@ public class CustomerMoneyServiceImpl implements ICustomerMoneyService
         }
         after = after.setScale(MONEY_SCALE, RoundingMode.HALF_UP);
 
-        // 3. 有效期处理：信用/临时同口径——不允许预约未来生效；信用额度失效日期必填，临时额度空=长期
+        // 3. 有效期处理：信用/临时同口径——不允许预约未来生效；失效日期均必填（validateAdjustCommand 已强校验）
         Date effectiveDate = null;
         Date expireDate = null;
         LocalDate today = LocalDate.now();
@@ -724,10 +724,10 @@ public class CustomerMoneyServiceImpl implements ICustomerMoneyService
             throw new ServiceException("额度未发生变化，无需调整");
         }
 
-        if (!isTemp && cmd.getExpireDate() == null)
+        if (cmd.getExpireDate() == null)
         {
-            // 信用额度必须设置失效日期（到期自动清零）；临时额度不填=长期
-            throw new ServiceException("请选择信用额度失效日期");
+            // 信用额度、临时（额外）额度都必须设置失效日期（到期次日自动清零）
+            throw new ServiceException(isTemp ? "请选择临时额度失效日期" : "请选择信用额度失效日期");
         }
         LocalDate today = LocalDate.now();
         LocalDate eff = cmd.getEffectiveDate() != null ? toLocalDate(cmd.getEffectiveDate()) : today;